Most People Have Problems with Their Insurance

According to a July survey done by the Kaiser Family Foundation (KFF), most Americans with health insurance have problems with their coverage. The problems ranged from claims denials, to lower than expected payments, and their medical providers not being covered by insurance.

All of these problems create unexpected expenses for people. And they’re usually not just a small expense either! Add to that, if you want to continue receiving medical care, you have to pay these unexpected bills in full, and both the expense and frustration adds up! But what can you do, right? You need medical care, and this is the system we have.

Not necessarily true! 

You DO have another option for regular medical care! Direct primary care (DPC) can be a way to help limit these unexpected expenses and decrease your stress level! And who doesn’t need THAT these days? DPC gives you more control over not only your expenses (knowing exactly how much you will spend each month), but also brings peace of mind, knowing you have medical care when you need it. DPC takes the middle man (insurance) out of the mix, and allows you and your medical provider to truly work together to give you the best care possible. AND, many times, it’s either less expensive or only slightly more than you would pay for a traditional medical insurance plan. But, it’s much less frustrating for you!

Now, this isn’t to mean you should forego having ANY insurance. However, you could opt for a high deductible, catastrophic plan that would cover hospital visits, therapy, etc, and pay less for more care! The average cost for health insurance for a single person, without tax credits, it $477/month according to KFF. That’s for a relatively healthy, non-smoking 40 year old. But a catastrophic coverage plan for the same person is about $200/month. And if you have a Gold Plan, the savings would be even more! That’s over $200/month in savings! And by signing up with a DPC practice, you still save monthly, AND have better medial care! That’s a win – win!

Direct Primary Care provides care that covers 90% of what people go to their provider for, at a predictable monthly investment. With the added benefits of getting appointments more quickly (usually some day or next day), telehealth for minor problems, and 24×7 access. All for less than those who have higher priced health insurance plans pay. And with less frustration and unexpected expenses!

Bespoke Health is a DPC practice that provides not only traditional medical primary care, but has the added benefit of functional medical treatment. This value added benefit can help you live a better, healthier, more productive and enjoyable life! Contact us today to see how we can help you be a better you!